Safe. Fast. Affordable.

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Why Choose Us?
Bad Credit Is OK
Something a number of our customers really appreciate about our business is our willingness to look past the numbers on a credit report to see what's happening in their lives at the current moment. This ability to see beyond the credit report is what lets us help so many people get back on their feet.

Funds Arrive Fast
Unless there are banking issues outside of our control, we will always get you the funds no later than one business day from the time you apply. Contrast that with what you might expect to see from a bank that will in all likelihood write you a check that you have to cash a week later, and then you'll have to wait for the check to clear.

No Hidden Costs
Our pricing is clear and obvious. We don't hide the costs in the fine print. It's just 15% of the amount you borrow, plain and simple just like you expect it. That's part of our commitment to customer satisfaction.
Getting A Loan
Part 1: Information

We need a little bit of information from you to get your loan application rolling:

  • Your full name and address
  • Your phone number
  • Your SSN
  • Your driver's license
  • Your employer's information
  • How much you want to borrow
  • Your payment schedule


Part 2: Screen Capture

So that we can verify that you're getting regular deposits from your employer and to double check your payment schedule, we're going to ask for a screen capture of your banking. If that sounds complicated, don't worry -- we've made the process as easy as can be.

Simply install our screen capture application and follow the on screen instructions. We don't track or store your password so your communication to your bank is 100% safe and secure.
Our Guarantee
Customer Privacy
When you give us your contact information and financial data you rightfully expect that we will keep it to ourselves. That's exactly what we'll do, unless you specifically ask us to forward it to another lender.

Cancellation
When you're facing an emergency you don't want to wait around, but sometimes it turns out that there's money to be borrowed elsewhere, perhaps from friends and family. You don't have to worry about applying because you can cancel for free within 48 hours.

Limiting Amounts
We limit the amount a borrower can get to 50% of their net paycheck. This helps people stay out of trouble.

Deceptive Language
Our rates will always be fully disclosed in simple, easy to understand English. We want you to know exactly what you're paying.
We Lend Across South Carolina
Major Cities
Aiken Anderson Hilton Head Island Goose Creek Charleston Mount Pleasant North Charleston Summerville Florence Greenville Myrtle Beach Columbia Spartanburg Sumter Rock Hill